Luke Feliciano
Loan Officer
The Standard
Why Work With Lender Luke
Personalized Solutions
No cookie-cutter loans. We match the product to your specific financial goals.
Honesty & Transparency
Clear communication, no hidden fees, and absolute integrity.
First-Time Buyers
Patient guidance to help you navigate the complex process of buying your first home.
Refinancing
Optimize your current mortgage for better rates or cash out for renovations.
Investment Loans
Specialized financing for real estate investors, including DSCR programs.
Local Expertise
Deep knowledge of the local real estate market to give you a competitive edge.
Tailored Financing
Custom loan structuring to fit complex income scenarios.
Fast Closings
Streamlined processing to get you to the closing table on time, every time.
Programs
Mortgage Solutions
Conventional
The most common traditional mortgage option, offering competitive rates and flexible terms for borrowers with stable income and strong credit scores.
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FHA
A government-backed loan designed to make homeownership accessible, featuring lower down payment requirements and more flexible credit guidelines for buyers.
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VA
An exclusive, zero-down-payment mortgage benefit provided by the government to honor and support active-duty service members, veterans, and eligible surviving spouses.
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Jumbo
Specialized financing designed for luxury homes or high-value properties that exceed the standard conforming loan limits established by Fannie Mae and Freddie Mac.
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Renovation
A convenient all-in-one loan that combines the purchase price or refinancing of a home with the funding needed to cover upgrades, repairs, or major remodeling projects.
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DSCR
Designed for real estate investors, this program qualifies borrowers based on the rental income generated by the property rather than personal tax returns or employment history.
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The Journey
Path to Homeownership
Tools
Empower Your Decisions
Affordability Calculator
Assess how much home you can afford based on your income, expenses, and desired down payment.
Book Your Free Consultation
Select a time that works for you. Let’s discuss your goals and map out a winning strategy.
The Advisor
Meet Lender Luke
With years of experience in the mortgage industry, Luke has built a reputation on one simple principle: treat every client’s transaction as if it were his own.
Whether you’re buying your first home or your fiftieth investment property, you deserve a lender who is transparent, proactive, and deeply knowledgeable.
- Specialist in First-Time Buyers & Investors
- Direct access and clear communication
- Powered by The Mortgage Exchange
Get In Touch
Let's map your mortgage together
Questions, scenarios, or ready to apply? Reach out — Luke personally reads every message.
Phone
(513) 580-4014
Prefer face-to-face?
